PRINCIPAL PRESERVATION STRATEGY
TOTAL RETURN ANNUITY STRATEGY
* PAR rates are valid for each term.
* PAR rates renew after each term during the life of the annuity contract.
Tax-Deferred Growth
No rider fee option available for strategy
Only commit to 5-year Strategy
Flexible options at end of annuity term:
Guarantees are subject to the claims-paying ability of the issuing insurance company, the US Government & the FDIC. Any investment strategy must be suitable for your investment objectives, time horizon, and risk tolerance. Annuities have limitations. They are long-term vehicles designed for retirement purposes. They are not intended to replace emergency funds, to be used as income for day-to-day expenses, or to fund short-term savings goals.
- Suitable for investors who seek principal preservation & interest growth.
- Principal protected by FDIC (CDs) & US Government (Treasury Securities)
- Guarantee safety of principal by underlying insurance company (Fixed Annuity)
- Investment vehicles: CDs, US Treasury Securities, Fixed Annuity
- Design a "ladder" strategy based on your investment objectives.
- Efficient for Fees, Flexible for Change, Simple to Understand.
TOTAL RETURN ANNUITY STRATEGY
- Suitable for investors who seek capital growth & principal protection guarantee.
- Guaranteed fixed interest growth from a Fixed Annuity.
- Potential for capital growth with Fixed Index Annuity.
- Earn guaranteed fixed interest rate for a specific term.
- Rate locked-in for a specific term.
- Growth with guaranteed fixed interest rate.
- Principal is guaranteed to never decline.
- Opportunity for capital growth through Index Participation
- Participate in positive performance of index.
- Principal does not decrease if negative performance of index.
- Protection from market risk.
- Principal is guaranteed to never decline.
- "Step-Up" benefit protects your earnings.
* PAR rates are valid for each term.
* PAR rates renew after each term during the life of the annuity contract.
Tax-Deferred Growth
No rider fee option available for strategy
Only commit to 5-year Strategy
Flexible options at end of annuity term:
- Continue with current strategy.
- Transfer to another annuity strategy.
- Surrender annuity - No charges if after contract term.
Guarantees are subject to the claims-paying ability of the issuing insurance company, the US Government & the FDIC. Any investment strategy must be suitable for your investment objectives, time horizon, and risk tolerance. Annuities have limitations. They are long-term vehicles designed for retirement purposes. They are not intended to replace emergency funds, to be used as income for day-to-day expenses, or to fund short-term savings goals.
Please review all investment information prior to making an investment decision – including all risks and fees. Past performance is no guarantee of future results. There is no guarantee any investment will meet your investment objective. All values will fluctuate according to market and economic conditions. Any comments regarding safe and secure investments, and guaranteed income streams refer only to fixed insurance products. They do not refer, in any way to securities or investment advisory products. Fixed Insurance and Annuity product guarantees are subject to the claims paying ability of the issuing company Index or fixed annuities are not short-term investments and may be subject to caps, restrictions, fees, and surrender charges as described in the annuity contract.
Investment advisory services are offered through Brookstone Capital Management, LLC (BCM), a Registered Investment Advisor. BCM and J4 Investment Advisors, LLC are independent of each other. Jeffrey P. Geel is registered with BCM as an Investment Advisor Representative (IAR). He holds the FINRA Series 65 license – Uniform Investment Advisor Law Exam – which qualifies him to provide investing and financial advice to individuals. Annuity & Insurance Services are available through J.D. Mellberg Financial, LLC (JDM). Jeff is a licensed insurance and annuity producer (NPN 533235) - qualifying him to provide insurance & annuity strategies in Illinois & Florida. Insurance products and services are not available through BCM but are offered and sold through individually licensed and appointed agents. BCM and JDM are separate companies but are affiliated through common ownership results.
Investment advisory services are offered through Brookstone Capital Management, LLC (BCM), a Registered Investment Advisor. BCM and J4 Investment Advisors, LLC are independent of each other. Jeffrey P. Geel is registered with BCM as an Investment Advisor Representative (IAR). He holds the FINRA Series 65 license – Uniform Investment Advisor Law Exam – which qualifies him to provide investing and financial advice to individuals. Annuity & Insurance Services are available through J.D. Mellberg Financial, LLC (JDM). Jeff is a licensed insurance and annuity producer (NPN 533235) - qualifying him to provide insurance & annuity strategies in Illinois & Florida. Insurance products and services are not available through BCM but are offered and sold through individually licensed and appointed agents. BCM and JDM are separate companies but are affiliated through common ownership results.